Terms of Service

Last updated: December 2024

Agreement to Terms

By accessing or using Loan Wolf's website and services, you agree to be bound by these Terms of Service. If you do not agree with any part of these terms, you may not access our services.

Description of Services

Loan Wolf provides a loan comparison platform that connects borrowers with lending partners. We are not a lender and do not make credit decisions. Our role is to facilitate the comparison process and provide educational resources about loan products.

Eligibility

To use our services, you must:

  • Be at least 18 years of age
  • Be a legal resident of the United States
  • Have the legal capacity to enter into binding agreements
  • Provide accurate and complete information

User Responsibilities

When using our services, you agree to:

  • Provide truthful and accurate information
  • Not use our services for any unlawful purpose
  • Not attempt to interfere with our website's operation
  • Not impersonate any person or entity
  • Keep your account credentials secure

No Guarantee of Loan Approval

Pre-qualification through Loan Wolf does not guarantee loan approval. Final lending decisions are made solely by our lending partners based on their own criteria and underwriting processes.

Third-Party Lenders

When you choose to apply with a lending partner, you will be subject to that lender's terms and conditions. Loan Wolf is not responsible for the terms, rates, or decisions made by third-party lenders.

Intellectual Property

All content on our website, including text, graphics, logos, and software, is the property of Loan Wolf and protected by copyright laws. You may not reproduce, distribute, or create derivative works without our permission.

Disclaimer of Warranties

Our services are provided "as is" without warranties of any kind. We do not guarantee the accuracy of loan offers, rates, or terms displayed on our platform. Rates and terms are subject to change.

Limitation of Liability

Loan Wolf shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our services or any transactions with lending partners.

Indemnification

You agree to indemnify and hold harmless Loan Wolf from any claims, damages, or expenses arising from your use of our services or violation of these terms.

Modifications to Terms

We reserve the right to modify these Terms of Service at any time. Continued use of our services after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Service are governed by the laws of the State of New York. Any disputes shall be resolved in the courts of New York.

Contact Information

For questions about these Terms of Service, contact us at:

Email: legal@loan-wolf.com
Address: 123 Finance Street, New York, NY 10001