Loan Offer Analyzer
Enter your offer details to see what you're really paying
Offer Details
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Appraisal, title, recording, etc.
Offer Analysis
True APR (including fees)
6.78%
vs. advertised rate of 6.50%
Monthly Payment
$1,896
Total Interest
$382,633
Total Fees
$6,000
Total Cost
$688,633
What if...
You reduced fees by $1,000 Save $1,000
Rate was 0.25% lower Save $15,234
You chose 15-year term Save $208,123
Questions to ask your lender
- Can any of these fees be reduced or waived?
- What rate could I get with better credit?
- Is there a no-closing-cost option?
- Are there prepayment penalties?